About Genie
genie: Your All-in-One Financial App Take control of your finances with Genie, the convenient and secure mobile app from Dialog Axiata PLC the leading Telco in Sri Lanka with a 70% market share in the Colombo stock...
genie: Your All-in-One Financial App
Take control of your finances with Genie, the convenient and secure mobile app from Dialog Axiata PLC the leading Telco in Sri Lanka with a 70% market share in the Colombo stock exchange, licensed and regulated by the Telecommunications Regulation Commission of Sri Lanka (www.trc.gov.lk). Savings, Fixed deposits, Payments & Lending products on the Genie App are provided by Dialog Finance PLC a subsidiary of Dialog Axiata PLC. Dialog Finance PLC is a public quoted entity, which is a financial institution licensed (https://bit.ly/DF-CBSL-License) and regulated by the Central Bank of Sri Lanka (www.CBSL.gov.lk) under act No. 42 of 2011. And Dialog Finance PLC carries the Fitch rate AA(LKA).
Manage your money on the go:
• Make secure contactless payments: Scan & Pay at any LANKAQR-enabled merchant using your linked bank accounts or eZ Cash wallet.
• Open a digital savings account: Start saving for your goals with our easy-to-open and manage digital savings account.
• Get a Mastercard you control: Freeze your card, set spending limits, and manage your account directly within the app.
• Invest for your future: Create goal-based savings accounts and fixed deposits, invest in stocks or mutual funds, and manage your portfolio conveniently.
• Pay bills easily: Pay over 90+ billers quickly and securely in one go.
• Manage your eZ Cash wallet: Send and receive money, top up your wallet, and access various mobile money transactions.
• Common to all loan products facilitate on genie:
Term of the Loan: From 90 days (3 months) to 5 years
Annual Percentage Rate (APR) / Interest Rate: Quick Loan/Lesi Pay: from a Minimum 25% p.a to a Maximum of 49% p.a (based on Sri Lanka’s market rate, cost of deposits, customer’s risk profile, collateral & term of product). Loan against Fixed deposits: Fixed Deposit Rate + 2.5% p.a
Processing Fee: One-off fee ranges from 0.5% to 5% based on the loan type.
Sample Calculation: All loans are calculated using the standard Equal Monthly Installment calculation method.
Loan Amount - LKR 50,000
Loan Tenor - 180 days
Loan interest rate - 25% p.a
Monthly Installment payment - LKR 8,951.41
Total cost of the loan is LKR 56,208.00 made of LKR 50,000 (Principal) + LKR 3,708.46 (Total interest payment) + LKR 2,500 (Processing Fee at 5%)
Security and Trust:
• Advanced Encryption: Provides cutting-edge encryption protocols to safeguard sensitive data, ensuring all personal information and financial transactions are securely protected from unauthorized access.
• Biometric Authentication: Enjoy added convenience and security with biometric authentication options such as fingerprint and facial recognition, providing seamless yet highly secure access to your Genie account.
• Two-Factor Authentication: Enhance account security with our robust two-factor authentication system, bolstering user identity verification with an additional layer of protection.
• Fraud Prevention: Our platform utilizes advanced fraud detection algorithms and real-time monitoring to proactively safeguard user accounts and transactions against potentially fraudulent activities.
• Ongoing Security Audits: The app conducts regular security audits and assessments to identify and address any vulnerabilities, maintaining the highest standards of data security and privacy.
• Compliance Standards: We adhere strictly to industry regulations such as MBSS, PCI DSS, and local law under the Personal Data Protection Act, No. 9 of 2022, reflecting our commitment to ensuring the utmost protection of data and privacy.
• Dedicated Support: Our customer support team is available round-the-clock to address any security-related inquiries or concerns, providing prompt assistance and ensuring a seamless user experience.
Disclaimer:
• Loan products on Genie are subject to eligibility criteria and terms and conditions.
Download Genie today and experience the power of financial management at your fingertips!
Previous Versions
Here you can find the changelog of Genie since it was posted on our website on 2019-11-06 11:43:55.
The latest version is 7.2.0 and it was updated on 2024-04-22 17:27:57. See below the changes in each version.
Genie version 7.2.0
Updated At: 2024-04-05
Changes: Say goodbye to running out of credit at inconvenient times. Our latest update introduces the Reload feature, which transforms how you top up your mobile prepaid. Instantly top up your mobile prepaid via genie! Use any digital savings account, a Just Pay-enabled savings account, eZ Cash or any added credit or debit Mastercard for hassle-free reloads.
Genie version 7.1.3
Updated At: 2024-03-19
Changes: We have made some performance improvements and bug fixes.
Genie version 7.0.0
Updated At: 2023-12-14
Changes: genie Digital Savings Pockets by Dialog Finance PLC is a simple tool designed to streamline your income allocation. With up to seven customizable pockets, you can plan for essential expenses, special occasions, and everything in between. Track your transactions seamlessly, monitor savings and expenses, and cultivate lasting financial discipline. Easily transfer funds between your genie Digital Savings account and designated pockets, ensuring your savings stay dedicated to their intended goals.
Genie version 6.6.7
Updated At: 2023-11-09
Changes: Facilitating promotional In-app notifications.
Genie version 6.4.0
Updated At: 2023-05-30
Changes: Enjoy the new look and feel of the genie dashboard.
Genie version 3.2.0
Updated At: 2021-09-03
Changes: . Pay multiple bills at once - Select multiple bills and pay them all at once
. Add a nickname for payment options - Name your payment options for easy identification
. Improvements to digital onboarding - We have made the process simpler and easier
. Performance improvements and bug fixes - Made some fixes to make the genie experience even better
Genie version 3.1.0
Updated At: 2021-06-09
Changes: * View bill amounts for Dialog mobile, Dialog TV and Dialog Home Broadband
* Pay your credit card bills via Dialog Finance savings account
* Set a default payment option for quicker payments
* Pay for Mutual Funds with your eZ Cash wallet
* Top up eZ Cash wallets via Dialog Finance and other linked bank accounts
* Make payments by scanning the QR code in Dialog bills
* Easily share your transaction receipts
* Update your profile picture.
Genie version 3.0.0
Updated At: 2021-04-03
Changes: Scan & Pay at any LANKAQR enabled merchant with all your debit/credit cards and bank accounts.
Open digital savings accounts & dedicated Goal Based Savings Accounts in a matter of seconds and achieve your goals easily.
Invest in Mutual funds through the app
Pay to over 90+ billers conveniently.
Link your eZ Cash wallet to Genie and access mobile money anytime, anywhere to make a range of transactions and send money to anyone instantly.
Instant notifications on all your transactions
Genie version 2.2.0
Updated At: 2021-01-30
Changes: Open a Goal based savings account to save and earn a lump-sum. Decide how much you want to save and for how long
Introducing Lesi Pay which offers a microloan facility so that you can purchase your desired device on an instalment scheme
Make payments by linking multiple payment options to FinPal, including any Visa or Mastercard credit and debit cards, savings account from any bank or your eZ Cash wallet. You can also make payments from your Dialog Finance savings account in FinPal
Genie version 2.1.2
Updated At: 2021-01-06
Changes: Performance improvements and bug fixes.
Disclaimer
Official Google Play Link
We do not host Genie on our servers. We did not scan it for viruses, adware, spyware or other type of malware. This app is hosted by Google and passed their terms and conditions to be listed there. We recommend caution when installing it.
The Google Play link for Genie is provided to you by apps112.com without any warranties, representations or guarantees of any kind, so access it at your own risk.
If you have questions regarding this particular app contact the publisher directly. For questions about the functionalities of apps112.com contact us.
